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Medigaps
Medicare supplement insurance plans, also known as Medigaps, are offered by private insurance companies to cover gaps in recent Medicare plans. Standardized Medigaps policies, plans A through N, must follow Federal and station laws intended to protect consumers. All Medigaps must allow the same fundamental benefits, regardless of which company offers them.
Medicare part A is hospital insurance, which covers inpatient hospital stays and care in hospice, home health care, and nursing facilities. Medicare part B is medical insurance. It covers services from doctors, outpatient services, and preventative services.
Medicare allotment C, also known as a Medicare Advantage Plan, includes part A and B, and sometimes prescription drugs. The fourth, Medicare part D, is prescription drug coverage, and may cover the costs for prescription drugs.
If you have original Medicare, you can acquire Medigaps policy to cover co-
There are some stuff that Medigaps policies do not cover. Medigaps do not cover:
• Vision and dental care
• Long-
• Private nursing services.
Effective June 1, 2010, distinctive laws have changed Medigaps coverage. Now, new Medigaps Plan M and N are being offered. However, Plans E, H, I and J will no longer be offered to new policy holders.
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