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Medicare Part A
A Medicare Insurance Supplement is health insurance sold by private insurance companies to fill the "gaps" in Original Medicare Plan coverage. Medicare Insurance Supplement policies help pay some of the health care costs that the Original Medicare Plan doesn't cover. If you are in the Original Medicare Plan and have a Medigap policy, then Medicare and your Medicare Insurance Supplement policy will both pay their shares of covered health care costs. received under this plan.
Medicare has several parts. One part of the Medicare program is called Part A. You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working. Below is an explanation of Medicare Part A and the coverage
If you aren’t eligible for premium-
• You’re 65 or older, and you have (or are enrolling in) Part B and meet the citizenship and residency requirements.
• You’re under 65, disabled and your premium-
Medicare Part A is a type of hospital insurance provided by Medicare. The coverage
provided by Part A includes inpatient care in hospitals, nursing homes, skilled nursing
facilities, and critical access hospitals. Part A does not include long-
Medicare does not cover everything, nor does it cover the total cost for many of the covered services or medical supplies. Coverage amounts are based on which Medicare plan you have. Part A helps cover only the medically necessary services below:
• Inpatient care in hospitals (such as critical access hospitals, inpatient rehabilitation
facilities, and long-
• Inpatient care in a skilled nursing facility (not custodial or long term care)
• Hospice care services
• Home health care services
• Inpatient care in a Religious Nonmedical Health Care Institution
Whatever health care insurance coverage you choose, make sure you have a clear understanding of all the options, coverage and premiums.
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